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Expert India Consultancy
Professional Indemnity Insurance

Professional Indemnity Insurance
Protect Your Professional Practice

Comprehensive professional indemnity coverage for errors, omissions, and professional liability. ✔Retroactive Coverage ✔Legal Defense Costs ✔Group Discounts ✔Expert Claims Support ✔Continuous Protection ✔Flexible Limits

4.9/5(1200+ Professionals Protected)
Retroactive Coverage
Legal Defense Costs
Group Discounts
Expert Claims Support
Continuous Protection
Flexible Limits
1200+ Professionals
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Protect Your Professional Practice

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Professional Indemnity Coverage

Specialized professional indemnity insurance designed for various professional categories and their unique risk exposures.

Medical Professionals
Physicians, Surgeons, Specialists

Coverage for doctors, surgeons, specialists, and medical establishments against malpractice claims.

Engineers & Architects
Engineers, Architects, Designers

Protection for construction professionals against design errors and project-related liabilities.

Legal Professionals
Lawyers, Advocates, Solicitors

Indemnity coverage for lawyers, advocates, and legal practitioners against professional errors.

Financial Consultants
CAs, Financial Advisors, Consultants

Coverage for accountants, financial advisors, and management consultants against advisory errors.

Why Choose Our Professional Indemnity

Comprehensive protection designed specifically for professional liability risks.

Comprehensive Protection

Coverage for legal liability arising from professional errors and omissions.

Retroactive Coverage

Protection for claims arising from past professional services on continuous renewal.

Legal Defense Costs

Coverage for legal expenses and defense costs with insurer's prior consent.

Group Discounts

Special group policies available for professional associations with premium discounts.

Policy Scope
  • Errors and omissions in professional services
  • Breach of professional duty of care
  • Negligent acts or advice given professionally
  • Unintentional breach of confidentiality
  • Legal defense costs and expenses
  • Civil liability claims from third parties
  • Dishonesty of employees (if covered)
  • Loss of documents under professional care
AOA to AOY Limit Ratios
1:1AOA limit equals AOY limit
1:2AOA limit is half of AOY limit
1:3AOA limit is one-third of AOY limit
1:4AOA limit is one-fourth of AOY limit

Professional Claims Process

Simple and efficient claims process to protect your professional interests.

1

Immediate Notification

Inform the insurance company immediately upon becoming aware of any potential liability situation.

2

Document Submission

Submit all relevant documents, legal notices, and correspondence related to the claim.

3

Legal Defense

Insurance company arranges legal defense with panel lawyers or approved legal counsel.

4

Settlement

Settlement of valid claims within policy limits including legal costs and compensation.

Policy Exclusions
Criminal acts or intentional violations
Fraudulent or dishonest activities
Contractual liability claims
Claims arising from non-professional activities
Fines, penalties, and punitive damages
Claims not reported within policy period
Pre-existing claims or circumstances
War, terrorism, and nuclear risks

Important Information

This policy is specifically designed for professionals to cover liability arising from errors and omissions committed while rendering professional services. The policy offers retroactive period benefits on continuous renewal, ensuring comprehensive protection for your professional practice.

For engineers, architects, lawyers, and consultants, the Any One Accident (AOA) limit is restricted to 25% of the Any One Year (AOY) limit as per standard policy terms.

Frequently Asked Questions

Professional Indemnity FAQ

Get answers to common questions about professional indemnity insurance and coverage

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Protect Your Professional Practice

Get comprehensive professional indemnity insurance to safeguard your practice against liability claims. Contact our experts for customized professional protection solutions.