Empower your MSME with government-backed loan schemes. Get Mudra loans, CGTMSE guarantees, and subsidized financing with competitive interest rates starting from 7.5%. ✔Government Schemes ✔Collateral-Free Options ✔Quick Approval ✔Subsidized Rates ✔Expert Guidance ✔MSME Registration Support
Government-Backed Financing
MSME (Micro, Small, and Medium Enterprises) loans are specialized financial products designed to support businesses at different stages of growth. These government-backed schemes include Mudra loans, CGTMSE guarantees, and various subsidized financing options that provide collateral-free funding with preferential interest rates to promote entrepreneurship and economic development.
Government-backed financing solutions designed specifically for MSMEs
Backed by government schemes with subsidies and guarantees
No collateral required for loans up to ₹2 crores under CGTMSE
Lower interest rates compared to regular business loans
Fast approval with simplified documentation process
Different categories of MSMEs and their corresponding loan schemes
Up to ₹1 Crore
Up to ₹5 Crores
Up to 10 (Manufacturing) / 5 (Service)
₹10 Lakhs to ₹2 Crores
7.5% - 12%
₹1-10 Crores
₹5-50 Crores
10-50 (Manufacturing) / 5-50 (Service)
₹2 Crores to ₹5 Crores
8% - 14%
₹10-50 Crores
₹50-250 Crores
50-250
₹5 Crores to ₹10 Crores
9% - 15%
Government-backed schemes providing financial and non-financial support
Collateral-free loans for micro enterprises and small businesses
Up to ₹50,000
Starting new business or expanding existing micro business
₹50,001 to ₹5 Lakhs
Growing established businesses with expansion needs
₹5 Lakhs to ₹10 Lakhs
Established businesses requiring significant growth capital
Credit guarantee scheme for collateral-free loans
Up to ₹2 Crores without collateral
75-85% guarantee coverage
Credit-linked subsidy scheme for setting up new enterprises
15-35% of project cost
₹25 Lakhs (Manufacturing) / ₹10 Lakhs (Service)
Facilitate loans for SC/ST and women entrepreneurs
Basic eligibility criteria for MSME loan schemes and government support
Step-by-step process to apply for government-backed MSME financing
Get Udyam registration for your business if not already registered
Choose appropriate government scheme based on your business needs
Prepare required documents including business plan and financials
Submit application through bank or financial institution
Bank verifies documents and approves loan under government scheme
Loan disbursed with ongoing monitoring and support
Complete documentation required for MSME loan applications
Leading banks offering MSME loan schemes with government backing
Mudra, CGTMSE, PMEGP
Largest MSME lender
All Government Schemes
MSME focused products
Mudra, Stand-Up India
Export oriented MSMEs
Private sector Mudra
Quick processing
Mudra, CGTMSE
Technology solutions
All schemes available
Rural and semi-urban focus
Specialized support and schemes for different industry sectors
Comprehensive support beyond just financing for MSME growth
Assistance for technology upgradation and innovation
Support for market expansion and promotion
Training and skill enhancement programs
Common facility centers and infrastructure
Key points to consider when applying for MSME loans and schemes
Ensure proper utilization of funds as per scheme guidelines. Misuse can lead to penalty and loan recall
Provide accurate information in applications. False declarations can result in loan rejection and legal consequences
Maintain timely repayments to preserve credit rating and eligibility for future government schemes
Ensure your business model is viable and sustainable. Government support doesn't guarantee business success
Government schemes may change periodically. Stay updated with latest guidelines and modifications
Get answers to common questions about MSME loans, government schemes, and application process
Access government-backed financing and support schemes designed specifically for MSMEs. Get expert guidance for Mudra loans, CGTMSE benefits, and comprehensive business development support.